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![]() Auto Insurance Explained Learn about auto insurance policies and the different coverages that are optional and those required by state law. The 13 Steps If an Accident Happens Important life saving information if and when an accident occurs. Be prepared with these tips and know what to do in case an accident happens. Filing an Insurance Claim Learn about what to do before you file an insurance claim, and also what to do during the process of filing an insurance claim. Motorcycle Insurance Special tips on motorcycle insurance to save money and lower your premiums. RV Insurance Learn about why special protection and coverage may be needed for rv insurance. Watercraft Insurance Is your watercraft covered through your homeowners policy? Find out how special coverage is needed to protect yourself and your watercraft. Mortgage Finder Credit Card Finder Personal Loan Finder Debt Consolidation Finder Check out what recent and past consumers have to say about our services. |
Auto Insurance Rv Insurance Many RV enthusiasts opt to use their ordinary automobile insurance company to provide insurance for their recreational vehicle. In many cases, this does not provide sufficient coverage. In many cases, claims that occur when the RV is under an auto policy cause heartache and consume large amounts of time. Aspects of an RV that can cause the problems include the internal components, including appliances and plumbing. In most cases, the owner ends up paying for the replacement or repair of these various items. Insurance that is specialized for your RV picks up where the auto policy leaves off. Most policies that specialize in RV protection offer the following: Collision: Covers damage to your motorhome and all permanent components which may result from collision with another object. Un-insured/Under-insured Motorist: Coverage to specified limits for bodily injury caused by an un-insured or under-insured motorist. Comprehensive: Coverage for damage due to acts of nature- wind, water, vandalism, theft, and fire. Bodily Injury/Property Damage: Coverage for legal liability SPECIALIZED COVERAGE (varies with each company) Full Timer Coverage: Designed for those individuals who spend most of their time on the road, or live in their RV and do not have a permanent residence. Personal: Coverage for valuables located inside your vehicle Towing and Labor: Most auto policies do not provide enough to cover towing expenses, because they are not designed for RV's. With coverage meant for your recreational vehicle, you can have peace of mind if your rig breaks down. Total Loss: This coverage provides for a replacement vehicle if your motorhome is completely destroyed by some natural or man made disaster. The replacement vehicle will usually be a new vehicle of the same model year as your original. |
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