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Learn about Health Insurance
Individual Health Insurance
Important information about what to look for in a health insurance plan.
”Individual health care insurance provides coverage for only one individual, or family. In general, individual plans are more expensive than group insurance...‘
Group Health Insurance
Find out about group health insurance plans, MPP's and major medical coverage.
”The continuing growth in the number of insurance plans where the employer or union assumes all or part of the responsibility for paying claims ...“
Managed Care Insurance
Learn about the different managed care insurance options including HMO, PPO, and POS plans.
”Managed care plans fall into 3 basic types plans...“
Find out why hospital insurance may be needed in addition to your current health insurance policy.
”Hospital expense coverage provides specific benefits for daily hospital room and board and usual hospital services and supplies during hospital stays...“
What is COBRA?
What happens to your health insurance in case you become unemployed? Find out how COBRA can help.
”COBRA is an acronym, which stands for Consolidated Omnibus Budget Reconciliation Act of 1985. Under this federal law...“
What is Medicare?
Learn about the federal program called medicare which takes on the responsibility of health care for retired individuals.
”Medicare is a federal program that provides health insurance to retired individuals, regardless of medical condition. Any individual who is receiving Social Security benefits will automatically ...“
What is Medicaid?
Answers to questions concerning medicaid can be found here.
”Medicaid is a health insurance program for individuals with low income. It was created as a joint federal state program to provide medical assistance to aged...“
Learn about indemnity insurance and the different types of reimbursement.
”Health insurance coverage can be categorized into 2 major categories...“
Find out about long and short term disability insurance plans.
”Disability income coverage replaces income lost by an employee when injury or illness prevents the individual from working. Generally, disability income policies are divided into 2 types...“
Long Term Care Insurance
Learn about the types of services involved in a long term care insurance policy.
”Long-term care involves a variety of services for people with a prolonged physical illness, disability or cognitive disorder. Long-term care is not one service, but various different services...“
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