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     Life Insurance Explained What to look for in a life insurance policy. Do You Need Life Insurance? Find out about life insurance plans. What Type of Life Insurance Learn about what life insurance plan is best for you. What Are the Types of Life Insurance? Find out about the types of life insurance plans. Whole Life Insurance Learn about whole life insurance. Variable Life Insurance Learn about variable life insurance. Universal Life Insurance Learn about variable life insurance plans. Universal Variable Life Insurance Find out about universal variable life insurance plans.  Mortgage Finder Credit Card Finder Personal Loan Finder Debt Consolidation Finder  Check out what recent and past consumers have to say about our services. |
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Life Insurance How Much Life Insurance is Enough? A good rule of thumb is to aim for a policy that will cover 2-6 times your annual income. If your yearly income is $50,000, then a policy from $100,000 - $300,000 should be sufficient. Again, it depends on your personal situation. Take into consideration the rate of inflation, potential college tuition costs, or large loans and home mortgages. If you have two children who plan on attending college, current tuition prices range anywhere from $10,000 - $30,000 per year, with the high end range focusing on private universities. Expect that range to increase anywhere from 5-10% within the next 5 years. |
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